Arizona Drivers Pay Below-National Average Auto Insurance Rates

In Arizona, full-coverage car insurance averages $160 per month, which is below the national average of $193. The most affordable providers for full coverage in the state include Auto-Owners, Mile Auto, and State Farm, while liability-only coverage averages $88 monthly, also cheaper than the national average of $106. Age significantly influences insurance costs, with teenagers paying the highest premiums around $341 due to limited experience, and rates generally decreasing through middle age before rising slightly for seniors. Drivers with violations or accidents face higher premiums but can still find affordable options, notably with Auto-Owners. Choosing the best car insurance depends not only on cost but also on factors like discounts, customer service, and claims processing, which vary by individual priorities. These findings highlight the importance of shopping around and considering personal circumstances when selecting insurance.