Millions of U.S. Homes Face Billion-Dollar Hurricane Damage Risks

The 2025 Atlantic hurricane season began on June 1 and is forecasted to be active, with NOAA predicting 13-19 named storms, six to 10 hurricanes, and three to five major hurricanes, slightly less active than last year but still posing significant risk. Residents in hurricane-prone regions such as Florida, Texas, and Puerto Rico are urged to prepare by understanding their personal risk, reviewing insurance policies, and having resources ready for safe recovery, as flood damage is often not covered by standard homeowner’s insurance. In Houston’s Northview subdivision, residents face imminent threats from hazardous storm-damaged trees on disputed land, amid confusion over maintenance responsibility among city agencies and property owners. Experts emphasize the importance of flood insurance even outside designated flood zones, and caution homeowners against accepting quick insurance payouts without professional restoration guidance to ensure proper recovery. Additionally, environmental hazards such as mold growth and exposure to lead or asbestos during post-storm cleanup add layers of risk to recovery efforts. Overall, the combination of increased storm activity and complex insurance and environmental challenges highlights the critical need for preparedness and clear communication among homeowners, insurers, and local authorities.