Global Wealth Management Trends Shift Amid Uncertainty

Amid ongoing economic uncertainties and rising living costs, U.S. workers are increasing their 401(k) and IRA contributions, supported by a higher 401(k) limit of $23,500 in 2025 and expanded catch-up options for older savers. In Australia, high-net-worth individuals—particularly women and expatriates—are turning to advanced wealth management solutions such as robo-advisory services, offshore investments, and trust management. The distinction between financial advisors and wealth managers is emphasized, with the latter serving more complex and legacy-focused client needs. In India, fintech platforms like Wealth Empires are streamlining compliance and financial management for startups and small businesses, prioritizing transparency and client service. These trends illustrate a global shift toward personalized, technology-driven, and client-centric approaches in wealth management. The evolving landscape reflects regional nuances but underscores the growing importance of comprehensive financial planning worldwide.