NewtekOne Reports Q2 Earnings Decline, Supports Over 110,000 US Jobs

NewtekOne, Inc. reported strong second-quarter earnings for 2025, with a net income of $13.70 million and earnings per share (EPS) of $0.52, surpassing last year's $0.43 per share and meeting analyst expectations. The company's revenue rose 42.2% year-over-year to $12.98 million, although another report noted quarterly revenues of $70.2 million, slightly missing estimates by 4.75%. Over the past year, NewtekOne has consistently exceeded EPS estimates, reflecting steady earnings performance despite its shares falling about 8.3% year-to-date against the S&P 500's gains. As a financial holding company and digital bank serving over 33 million small business owners, NewtekOne has supported significant job stabilization through SBA loan programs and recently expanded its offerings by acquiring Newtek Bank, N.A. The company continues to leverage advanced technology for cost-effective customer acquisition, with improvements in business deposits and declining funding costs expected to drive future growth. Management's outlook and earnings guidance remain critical for investors assessing the stock's trajectory amid mixed revenue results.