Visa Launches AI Commerce, Stablecoin Cards Globally

Visa has announced a major shift toward AI-driven commerce by introducing 'agentic AI'—autonomous digital agents that can shop, select, purchase, and manage transactions on behalf of consumers based on user-defined rules. The company is launching Visa Intelligent Commerce, a platform that allows these AI agents to interact securely with Visa’s payment network, and is partnering with major tech firms like Anthropic, IBM, Microsoft, OpenAI, and Stripe to facilitate this new ecosystem. In addition to AI agents, Visa is rolling out features like AI-ready tokenized cards, personalized spending controls, and new stablecoin-linked payment products aimed at expanding digital payments globally. Visa’s leadership emphasizes the importance of cultural intelligence in designing these systems, arguing that the human element will remain essential even as commerce becomes increasingly automated. The new initiatives also include Visa Pay for seamless mobile wallet integration and Visa Accept for micro sellers, aiming to break down barriers in mobile and small-scale transactions. These advancements position Visa at the forefront of a rapidly evolving landscape where payments are expected to become more personalized, secure, and accessible through AI and digital currencies.